Call reports 2024
BANK OF TIOGA, THE — 2024
What BANK OF TIOGA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 406,016,000 | 403,905,000 | 429,626,000 | 432,354,000 |
| Total loans | 107,468,000 | 107,884,000 | 111,196,000 | 107,424,000 |
| Allowance for loan losses | 787,000 | 777,000 | 964,000 | 972,000 |
| Securities available for sale | 118,491,000 | 116,572,000 | 136,773,000 | 140,255,000 |
| Securities held to maturity | 128,290,000 | 128,888,000 | 129,292,000 | 129,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,114,000 | 400,974,000 | 426,632,000 | 427,300,000 |
| Interest-bearing deposits | 364,330,000 | 361,936,000 | 390,194,000 | 396,571,000 |
| Noninterest-bearing deposits | 40,784,000 | 39,038,000 | 36,438,000 | 30,729,000 |
| Equity capital | -2,879,000 | -1,217,000 | -1,707,000 | 391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,302,000 | 8,764,000 | 13,385,000 | 18,224,000 |
| Interest expense | 2,300,000 | 4,691,000 | 7,224,000 | 9,820,000 |
| Net interest income | 2,002,000 | 4,073,000 | 6,161,000 | 8,404,000 |
| Noninterest income | 3,145,000 | 4,087,000 | 4,532,000 | 5,066,000 |
| Noninterest expense | 1,568,000 | 3,208,000 | 4,986,000 | 6,666,000 |
| Provision for loan losses | 44,000 | 35,000 | 220,000 | 233,000 |
| Pretax income | 3,348,000 | 4,727,000 | 5,300,000 | 6,268,000 |
| Income tax | 769,000 | 1,033,000 | 1,073,000 | 1,593,000 |
| Net income | 2,579,000 | 3,694,000 | 4,227,000 | 4,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,531,000 | 30,754,000 | 31,395,000 | 31,971,000 |
| Total capital | 30,347,000 | 31,563,000 | 32,388,000 | 32,972,000 |
| Risk-weighted assets | 224,985,000 | 231,595,000 | 228,226,000 | 226,070,000 |