Call reports 2023
BANK OF TIOGA, THE — 2023
What BANK OF TIOGA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 328,674,000 | 335,501,000 | 348,158,000 | 391,114,000 |
| Total loans | 76,336,000 | 84,287,000 | 97,310,000 | 103,483,000 |
| Allowance for loan losses | 591,000 | 686,000 | 726,000 | 774,000 |
| Securities available for sale | 71,933,000 | 70,022,000 | 66,792,000 | 102,570,000 |
| Securities held to maturity | 127,503,000 | 127,844,000 | 126,978,000 | 127,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,872,000 | 323,905,000 | 331,755,000 | 393,555,000 |
| Interest-bearing deposits | 280,996,000 | 267,996,000 | 261,509,000 | 348,032,000 |
| Noninterest-bearing deposits | 45,876,000 | 55,909,000 | 70,246,000 | 45,523,000 |
| Equity capital | -7,850,000 | -8,446,000 | -7,064,000 | -7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,789,000 | 5,316,000 | 8,140,000 | 11,901,000 |
| Interest expense | 807,000 | 1,946,000 | 3,459,000 | 5,710,000 |
| Net interest income | 1,982,000 | 3,370,000 | 4,681,000 | 6,191,000 |
| Noninterest income | 121,000 | 238,000 | 1,146,000 | 1,430,000 |
| Noninterest expense | 4,146,000 | 6,109,000 | 6,701,000 | 7,877,000 |
| Provision for loan losses | -32,000 | 66,000 | 14,000 | 62,000 |
| Pretax income | -2,241,000 | -2,797,000 | -1,118,000 | -684,000 |
| Income tax | -691,000 | -919,000 | -578,000 | -385,000 |
| Net income | -1,550,000 | -1,878,000 | -540,000 | -299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,823,000 | 25,103,000 | 26,549,000 | 26,844,000 |
| Total capital | 27,414,000 | 25,789,000 | 27,275,000 | 27,617,000 |
| Risk-weighted assets | 196,539,000 | 195,982,000 | 211,229,000 | 217,336,000 |