Call reports 2022
BANK OF TIOGA, THE — 2022
What BANK OF TIOGA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 330,543,000 | 321,115,000 | 328,570,000 | 332,800,000 |
| Total loans | 63,798,000 | 65,915,000 | 69,530,000 | 72,222,000 |
| Allowance for loan losses | 485,000 | 509,000 | 526,000 | 452,000 |
| Securities available for sale | 224,488,000 | 206,175,000 | 200,268,000 | 73,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 126,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,239,000 | 308,644,000 | 318,414,000 | 317,228,000 |
| Interest-bearing deposits | 198,579,000 | 257,687,000 | 250,092,000 | 242,051,000 |
| Noninterest-bearing deposits | 112,660,000 | 50,957,000 | 68,322,000 | 75,177,000 |
| Equity capital | 15,873,000 | 5,738,000 | -1,723,000 | -6,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,397,000 | 6,706,000 | 9,230,000 |
| Interest expense | 131,000 | 284,000 | 526,000 | 1,061,000 |
| Net interest income | 2,033,000 | 4,113,000 | 6,180,000 | 8,169,000 |
| Noninterest income | 153,000 | 234,000 | 526,000 | 657,000 |
| Noninterest expense | 809,000 | 1,439,000 | 1,438,000 | 2,982,000 |
| Provision for loan losses | 17,000 | 35,000 | 53,000 | -18,000 |
| Pretax income | 1,303,000 | 2,816,000 | 4,932,000 | 4,377,000 |
| Income tax | 233,000 | 521,000 | 967,000 | 661,000 |
| Net income | 1,070,000 | 2,295,000 | 3,965,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,983,000 | 30,316,000 | 32,095,000 | 28,377,000 |
| Total capital | 29,468,000 | 30,825,000 | 32,621,000 | 28,829,000 |
| Risk-weighted assets | 192,703,000 | 206,391,000 | 221,141,000 | 208,387,000 |