Call reports 2021
BANK OF TIOGA, THE — 2021
What BANK OF TIOGA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 341,937,000 | 344,680,000 | 336,259,000 | 343,031,000 |
| Total loans | 56,693,000 | 60,650,000 | 74,797,000 | 74,283,000 |
| Allowance for loan losses | 468,000 | 384,000 | 464,000 | 478,000 |
| Securities available for sale | 229,227,000 | 240,414,000 | 227,846,000 | 232,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,046,000 | 304,361,000 | 295,091,000 | 303,421,000 |
| Interest-bearing deposits | 204,720,000 | 249,428,000 | 243,647,000 | 194,049,000 |
| Noninterest-bearing deposits | 93,326,000 | 54,933,000 | 51,444,000 | 109,372,000 |
| Equity capital | 36,436,000 | 34,252,000 | 27,535,000 | 29,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,476,000 | 6,803,000 | 9,078,000 |
| Interest expense | 209,000 | 347,000 | 479,000 | 610,000 |
| Net interest income | 2,035,000 | 4,129,000 | 6,324,000 | 8,468,000 |
| Noninterest income | 84,000 | 168,000 | 349,000 | 844,000 |
| Noninterest expense | -344,000 | 2,678,000 | 4,215,000 | 5,988,000 |
| Provision for loan losses | 8,000 | -76,000 | 6,000 | 21,000 |
| Pretax income | 4,186,000 | 3,575,000 | 4,695,000 | 5,288,000 |
| Income tax | 964,000 | 721,000 | 905,000 | 290,000 |
| Net income | 3,222,000 | 2,854,000 | 3,790,000 | 4,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,468,000 | 33,208,000 | 28,252,000 | 28,805,000 |
| Total capital | 39,936,000 | 33,592,000 | 28,716,000 | 29,283,000 |
| Risk-weighted assets | 166,504,000 | 169,787,000 | 176,913,000 | 185,766,000 |