Call reports 2020
BANK OF TIOGA, THE — 2020
What BANK OF TIOGA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 355,888,000 | 356,401,000 | 356,172,000 | 361,787,000 |
| Total loans | 50,581,000 | 58,854,000 | 61,208,000 | 56,932,000 |
| Allowance for loan losses | 378,000 | 541,000 | 460,000 | 456,000 |
| Securities available for sale | 270,171,000 | 257,948,000 | 261,371,000 | 255,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,139,000 | 307,409,000 | 305,745,000 | 313,589,000 |
| Interest-bearing deposits | 260,025,000 | 253,050,000 | 243,568,000 | 216,642,000 |
| Noninterest-bearing deposits | 44,114,000 | 54,359,000 | 62,177,000 | 96,947,000 |
| Equity capital | 33,395,000 | 36,770,000 | 36,338,000 | 39,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,178,000 | 7,955,000 | 10,628,000 |
| Interest expense | 790,000 | 1,295,000 | 1,650,000 | 1,947,000 |
| Net interest income | 1,704,000 | 3,883,000 | 6,305,000 | 8,681,000 |
| Noninterest income | 85,000 | 166,000 | 254,000 | 333,000 |
| Noninterest expense | 1,519,000 | 2,898,000 | 4,281,000 | 6,054,000 |
| Provision for loan losses | 330,000 | 795,000 | 717,000 | 724,000 |
| Pretax income | 898,000 | 3,352,000 | 6,500,000 | 8,595,000 |
| Income tax | 187,000 | 716,000 | 1,393,000 | 1,422,000 |
| Net income | 711,000 | 2,636,000 | 5,107,000 | 7,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,881,000 | 33,914,000 | 33,493,000 | 36,138,000 |
| Total capital | 32,259,000 | 34,455,000 | 33,953,000 | 36,594,000 |
| Risk-weighted assets | 173,002,000 | 172,303,000 | 174,772,000 | 176,615,000 |