Call reports 2019
BANK OF TIOGA, THE — 2019
What BANK OF TIOGA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 352,769,000 | 347,646,000 | 333,611,000 | 330,904,000 |
| Total loans | 56,176,000 | 56,967,000 | 54,436,000 | 51,802,000 |
| Allowance for loan losses | 509,000 | 517,000 | 524,000 | 567,000 |
| Securities available for sale | 260,580,000 | 235,020,000 | 219,911,000 | 243,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,607,000 | 306,142,000 | 290,307,000 | 290,120,000 |
| Interest-bearing deposits | 274,310,000 | 267,574,000 | 247,254,000 | 244,707,000 |
| Noninterest-bearing deposits | 41,297,000 | 38,568,000 | 43,053,000 | 45,413,000 |
| Equity capital | 31,821,000 | 36,588,000 | 36,355,000 | 30,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,018,000 | 5,862,000 | 8,615,000 | 11,184,000 |
| Interest expense | 959,000 | 1,944,000 | 2,842,000 | 3,653,000 |
| Net interest income | 2,059,000 | 3,918,000 | 5,773,000 | 7,531,000 |
| Noninterest income | 122,000 | 233,000 | 324,000 | 445,000 |
| Noninterest expense | 1,721,000 | 3,151,000 | 5,310,000 | 6,130,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 150,000 |
| Pretax income | 285,000 | 2,527,000 | 5,303,000 | 6,862,000 |
| Income tax | -305,000 | -46,000 | 469,000 | 982,000 |
| Net income | 590,000 | 2,573,000 | 4,834,000 | 5,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,571,000 | 31,662,000 | 32,031,000 | 31,062,000 |
| Total capital | 30,080,000 | 32,179,000 | 32,555,000 | 31,629,000 |
| Risk-weighted assets | 175,308,000 | 169,376,000 | 165,089,000 | 163,087,000 |