Call reports 2018
BANK OF TIOGA, THE — 2018
What BANK OF TIOGA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 344,675,000 | 351,392,000 | 348,616,000 | 354,110,000 |
| Total loans | 58,926,000 | 58,312,000 | 60,374,000 | 59,469,000 |
| Allowance for loan losses | 538,000 | 597,000 | 599,000 | 512,000 |
| Securities available for sale | 247,600,000 | 254,980,000 | 247,557,000 | 256,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,350,000 | 296,332,000 | 286,121,000 | 290,247,000 |
| Interest-bearing deposits | 238,597,000 | 257,331,000 | 248,608,000 | 248,640,000 |
| Noninterest-bearing deposits | 39,753,000 | 39,001,000 | 37,513,000 | 41,607,000 |
| Equity capital | 25,932,000 | 26,644,000 | 24,011,000 | 27,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,783,000 | 8,708,000 | 11,731,000 |
| Interest expense | 538,000 | 1,193,000 | 1,976,000 | 2,847,000 |
| Net interest income | 2,308,000 | 4,590,000 | 6,732,000 | 8,884,000 |
| Noninterest income | 103,000 | 204,000 | 309,000 | 360,000 |
| Noninterest expense | 1,024,000 | 2,666,000 | 4,169,000 | 6,243,000 |
| Provision for loan losses | 20,000 | 80,000 | 140,000 | 0 |
| Pretax income | 1,118,000 | 1,628,000 | 2,378,000 | 2,576,000 |
| Income tax | -95,000 | -214,000 | -405,000 | -481,000 |
| Net income | 1,213,000 | 1,842,000 | 2,783,000 | 3,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,439,000 | 31,177,000 | 32,225,000 | 31,873,000 |
| Total capital | 30,977,000 | 31,774,000 | 32,824,000 | 32,385,000 |
| Risk-weighted assets | 177,078,000 | 176,873,000 | 183,638,000 | 179,286,000 |