Call reports 2017
BANK OF TIOGA, THE — 2017
What BANK OF TIOGA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 381,098,000 | 325,514,000 | 316,737,000 | 337,898,000 |
| Total loans | 60,686,000 | 62,194,000 | 62,246,000 | 60,558,000 |
| Allowance for loan losses | 222,000 | 222,000 | 504,000 | 518,000 |
| Securities available for sale | 283,257,000 | 229,471,000 | 221,743,000 | 245,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,913,000 | 289,536,000 | 276,294,000 | 266,807,000 |
| Interest-bearing deposits | 252,561,000 | 230,844,000 | 238,803,000 | 225,376,000 |
| Noninterest-bearing deposits | 58,352,000 | 58,692,000 | 37,491,000 | 41,431,000 |
| Equity capital | 26,263,000 | 31,837,000 | 30,790,000 | 34,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,224,000 | 6,251,000 | 9,145,000 | 11,812,000 |
| Interest expense | 411,000 | 763,000 | 1,153,000 | 1,541,000 |
| Net interest income | 2,813,000 | 5,488,000 | 7,992,000 | 10,271,000 |
| Noninterest income | 107,000 | 216,000 | 307,000 | 403,000 |
| Noninterest expense | 2,053,000 | 4,253,000 | 5,814,000 | 7,420,000 |
| Provision for loan losses | 0 | 0 | 290,000 | 305,000 |
| Pretax income | 895,000 | 2,341,000 | 3,472,000 | 5,158,000 |
| Income tax | -339,000 | -459,000 | -611,000 | -131,000 |
| Net income | 1,234,000 | 2,800,000 | 4,083,000 | 5,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,053,000 | 32,705,000 | 32,074,000 | 33,660,000 |
| Total capital | 31,275,000 | 32,927,000 | 32,578,000 | 34,178,000 |
| Risk-weighted assets | 187,017,000 | 160,954,000 | 153,804,000 | 168,346,000 |