Call reports 2016
BANK OF TIOGA, THE — 2016
What BANK OF TIOGA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 295,008,000 | 315,844,000 | 330,944,000 | 384,100,000 |
| Total loans | 59,916,000 | 60,315,000 | 64,001,000 | 61,749,000 |
| Allowance for loan losses | 256,000 | 252,000 | 227,000 | 226,000 |
| Securities available for sale | 209,641,000 | 229,358,000 | 235,154,000 | 282,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,646,000 | 264,344,000 | 270,794,000 | 302,527,000 |
| Interest-bearing deposits | 196,091,000 | 197,789,000 | 208,291,000 | 242,912,000 |
| Noninterest-bearing deposits | 67,555,000 | 66,555,000 | 62,503,000 | 59,615,000 |
| Equity capital | 28,734,000 | 38,378,000 | 36,690,000 | 22,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,415,000 | 4,916,000 | 7,571,000 | 10,413,000 |
| Interest expense | 130,000 | 272,000 | 493,000 | 788,000 |
| Net interest income | 2,285,000 | 4,644,000 | 7,078,000 | 9,625,000 |
| Noninterest income | 106,000 | 220,000 | 320,000 | 419,000 |
| Noninterest expense | 1,590,000 | 3,109,000 | 4,465,000 | 6,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,436,000 | 3,565,000 | 7,017,000 | 8,554,000 |
| Income tax | -3,000 | 238,000 | 897,000 | 917,000 |
| Net income | 1,439,000 | 3,327,000 | 6,120,000 | 7,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,897,000 | 25,850,000 | 28,708,000 | 30,611,000 |
| Total capital | 25,153,000 | 26,102,000 | 28,935,000 | 30,837,000 |
| Risk-weighted assets | 127,677,000 | 135,719,000 | 144,488,000 | 181,539,000 |