Call reports 2014
BANK OF TIOGA, THE — 2014
What BANK OF TIOGA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 148,163,000 | 143,751,000 | 154,027,000 | 182,831,000 |
| Total loans | 44,560,000 | 45,621,000 | 49,994,000 | 51,447,000 |
| Allowance for loan losses | 506,000 | 506,000 | 530,000 | 0 |
| Securities available for sale | 40,521,000 | 42,058,000 | 41,533,000 | 121,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,180,000 | 130,864,000 | 140,656,000 | 156,690,000 |
| Interest-bearing deposits | 97,459,000 | 94,034,000 | 100,079,000 | 109,673,000 |
| Noninterest-bearing deposits | 38,721,000 | 36,830,000 | 40,577,000 | 47,017,000 |
| Equity capital | 11,392,000 | 12,304,000 | 12,796,000 | 16,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,731,000 | 2,653,000 | 849,000 |
| Interest expense | 46,000 | 89,000 | 134,000 | 33,000 |
| Net interest income | 812,000 | 1,642,000 | 2,519,000 | 816,000 |
| Noninterest income | 172,000 | 260,000 | 357,000 | 48,000 |
| Noninterest expense | 335,000 | 686,000 | 1,075,000 | 613,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 0 |
| Pretax income | 649,000 | 1,216,000 | 1,777,000 | -351,000 |
| Income tax | 0 | 0 | 0 | -280,000 |
| Net income | 649,000 | 1,216,000 | 1,777,000 | -71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,827,000 | 11,319,000 | 11,790,000 | 14,588,000 |
| Total capital | 11,333,000 | 11,825,000 | 12,320,000 | 14,588,000 |
| Risk-weighted assets | 56,246,000 | 56,556,000 | 62,172,000 | 93,725,000 |