Call reports 2013
BANK OF TIOGA, THE — 2013
What BANK OF TIOGA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,914,000 | 127,276,000 | 130,603,000 | 139,465,000 |
| Total loans | 36,787,000 | 40,169,000 | 42,932,000 | 45,512,000 |
| Allowance for loan losses | 487,000 | 492,000 | 506,000 | 506,000 |
| Securities available for sale | 38,292,000 | 36,136,000 | 39,071,000 | 40,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,153,000 | 116,577,000 | 119,360,000 | 128,080,000 |
| Interest-bearing deposits | 83,732,000 | 81,172,000 | 80,835,000 | 85,622,000 |
| Noninterest-bearing deposits | 37,421,000 | 35,405,000 | 38,525,000 | 42,458,000 |
| Equity capital | 10,978,000 | 10,014,000 | 10,568,000 | 10,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,495,000 | 2,307,000 | 3,153,000 |
| Interest expense | 51,000 | 99,000 | 146,000 | 193,000 |
| Net interest income | 690,000 | 1,396,000 | 2,161,000 | 2,960,000 |
| Noninterest income | 117,000 | 220,000 | 335,000 | 452,000 |
| Noninterest expense | 388,000 | 756,000 | 1,152,000 | 1,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 860,000 | 1,344,000 | 1,729,000 |
| Income tax | 26,000 | 25,000 | 25,000 | 25,000 |
| Net income | 393,000 | 835,000 | 1,319,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,782,000 | 9,828,000 | 10,162,000 | 10,538,000 |
| Total capital | 10,269,000 | 10,320,000 | 10,668,000 | 11,044,000 |
| Risk-weighted assets | 52,873,000 | 50,561,000 | 52,862,000 | 55,185,000 |