Call reports 2012
BANK OF TIOGA, THE — 2012
What BANK OF TIOGA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 117,274,000 | 113,559,000 | 122,165,000 | 129,346,000 |
| Total loans | 32,790,000 | 35,512,000 | 35,872,000 | 35,184,000 |
| Allowance for loan losses | 511,000 | 511,000 | 627,000 | 487,000 |
| Securities available for sale | 39,926,000 | 39,490,000 | 39,313,000 | 37,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,310,000 | 102,231,000 | 110,418,000 | 117,581,000 |
| Interest-bearing deposits | 74,327,000 | 72,338,000 | 76,616,000 | 80,776,000 |
| Noninterest-bearing deposits | 31,983,000 | 29,893,000 | 33,802,000 | 36,805,000 |
| Equity capital | 10,155,000 | 10,484,000 | 10,880,000 | 10,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,526,000 | 2,307,000 | 3,066,000 |
| Interest expense | 68,000 | 132,000 | 190,000 | 243,000 |
| Net interest income | 672,000 | 1,394,000 | 2,117,000 | 2,823,000 |
| Noninterest income | 131,000 | 246,000 | 370,000 | 504,000 |
| Noninterest expense | 377,000 | 722,000 | 1,126,000 | 1,671,000 |
| Provision for loan losses | 0 | 0 | 123,000 | 123,000 |
| Pretax income | 426,000 | 918,000 | 1,238,000 | 1,569,000 |
| Income tax | 28,000 | 60,000 | 79,000 | 101,000 |
| Net income | 398,000 | 858,000 | 1,159,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,814,000 | 8,989,000 | 9,185,000 | 9,494,000 |
| Total capital | 9,325,000 | 9,500,000 | 9,805,000 | 9,981,000 |
| Risk-weighted assets | 46,549,000 | 47,263,000 | 49,605,000 | 50,424,000 |