Call reports 2011
BANK OF TIOGA, THE — 2011
What BANK OF TIOGA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 94,204,000 | 97,998,000 | 102,874,000 | 111,689,000 |
| Total loans | 27,451,000 | 27,395,000 | 29,315,000 | 30,619,000 |
| Allowance for loan losses | 780,000 | 795,000 | 831,000 | 507,000 |
| Securities available for sale | 31,611,000 | 33,941,000 | 33,156,000 | 33,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,824,000 | 88,213,000 | 92,487,000 | 100,965,000 |
| Interest-bearing deposits | 60,637,000 | 63,000,000 | 64,556,000 | 72,154,000 |
| Noninterest-bearing deposits | 23,187,000 | 25,213,000 | 27,931,000 | 28,811,000 |
| Equity capital | 8,354,000 | 8,973,000 | 9,540,000 | 9,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,386,000 | 2,107,000 | 2,842,000 |
| Interest expense | 93,000 | 175,000 | 256,000 | 330,000 |
| Net interest income | 596,000 | 1,211,000 | 1,851,000 | 2,512,000 |
| Noninterest income | 82,000 | 172,000 | 294,000 | 440,000 |
| Noninterest expense | 370,000 | 705,000 | 1,079,000 | 1,569,000 |
| Provision for loan losses | 40,000 | 55,000 | 89,000 | 89,000 |
| Pretax income | 268,000 | 644,000 | 998,000 | 1,316,000 |
| Income tax | 18,000 | 44,000 | 66,000 | 85,000 |
| Net income | 250,000 | 600,000 | 932,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,645,000 | 7,919,000 | 8,192,000 | 8,491,000 |
| Total capital | 8,129,000 | 8,409,000 | 8,708,000 | 8,998,000 |
| Risk-weighted assets | 38,439,000 | 38,894,000 | 40,960,000 | 43,770,000 |