Call reports 2006
BANK OF TIOGA, THE — 2006
What BANK OF TIOGA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,286,000 | 53,280,000 | 55,693,000 | 58,915,000 |
| Total loans | 19,876,000 | 22,532,000 | 23,109,000 | 22,462,000 |
| Allowance for loan losses | 293,000 | 323,000 | 323,000 | 300,000 |
| Securities available for sale | 25,110,000 | 24,506,000 | 24,460,000 | 25,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,496,000 | 43,321,000 | 45,152,000 | 47,093,000 |
| Interest-bearing deposits | 40,530,000 | 37,706,000 | 39,279,000 | 40,360,000 |
| Noninterest-bearing deposits | 5,966,000 | 5,615,000 | 5,873,000 | 6,733,000 |
| Equity capital | 7,941,000 | 7,678,000 | 8,239,000 | 8,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,420,000 | 2,173,000 | 2,959,000 |
| Interest expense | 185,000 | 395,000 | 631,000 | 891,000 |
| Net interest income | 494,000 | 1,025,000 | 1,542,000 | 2,068,000 |
| Noninterest income | 48,000 | 101,000 | 154,000 | 214,000 |
| Noninterest expense | 270,000 | 513,000 | 809,000 | 1,252,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 248,000 | 559,000 | 833,000 | 976,000 |
| Income tax | 12,000 | 27,000 | 40,000 | 61,000 |
| Net income | 236,000 | 532,000 | 793,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,423,000 | 8,507,000 | 8,587,000 | 8,709,000 |
| Total capital | 7,716,000 | 8,830,000 | 8,910,000 | 9,009,000 |
| Risk-weighted assets | 29,396,000 | 30,876,000 | 31,837,000 | 31,936,000 |