Call reports 2001
BANK OF TIOGA, THE — 2001
What BANK OF TIOGA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,417,000 | 48,136,000 | 49,314,000 | 49,664,000 |
| Total loans | 17,890,000 | 20,688,000 | 21,363,000 | 21,049,000 |
| Allowance for loan losses | 281,000 | 271,000 | 278,000 | 316,000 |
| Securities available for sale | 21,950,000 | 22,681,000 | 21,999,000 | 22,077,000 |
| Securities held to maturity | 765,000 | 466,000 | 465,000 | 465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,803,000 | 39,345,000 | 39,904,000 | 40,342,000 |
| Interest-bearing deposits | 36,411,000 | 35,999,000 | 36,126,000 | 36,158,000 |
| Noninterest-bearing deposits | 3,392,000 | 3,346,000 | 3,778,000 | 4,184,000 |
| Equity capital | 6,862,000 | 6,715,000 | 7,067,000 | 6,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,598,000 | 2,463,000 | 3,264,000 |
| Interest expense | 416,000 | 819,000 | 1,194,000 | 1,513,000 |
| Net interest income | 411,000 | 779,000 | 1,269,000 | 1,751,000 |
| Noninterest income | 34,000 | 93,000 | 129,000 | 175,000 |
| Noninterest expense | 273,000 | 560,000 | 857,000 | 1,248,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 60,000 |
| Pretax income | 169,000 | 312,000 | 548,000 | 647,000 |
| Income tax | 12,000 | 18,000 | 26,000 | 31,000 |
| Net income | 157,000 | 294,000 | 522,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,725,000 | 6,402,000 | 6,501,000 | 6,595,000 |
| Total capital | 7,006,000 | 6,673,000 | 6,779,000 | 6,911,000 |
| Risk-weighted assets | 23,328,000 | 25,087,000 | 26,049,000 | 26,728,000 |