Call reports 2020
WILLAMETTE COMMUNITY BANK — 2020
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 157,001,000 | 191,168,000 | 209,802,000 | 218,328,000 |
| Total loans | 126,673,000 | 147,077,000 | 147,027,000 | 143,013,000 |
| Allowance for loan losses | 1,567,000 | 1,642,000 | 1,717,000 | 1,717,000 |
| Securities available for sale | 8,472,000 | 7,885,000 | 20,313,000 | 21,978,000 |
| Securities held to maturity | 4,464,000 | 4,461,000 | 4,458,000 | 4,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,632,000 | 162,907,000 | 181,316,000 | 196,484,000 |
| Interest-bearing deposits | 98,472,000 | 110,967,000 | 129,813,000 | 143,584,000 |
| Noninterest-bearing deposits | 37,160,000 | 51,940,000 | 51,503,000 | 52,900,000 |
| Equity capital | 20,124,000 | 20,331,000 | 20,503,000 | 20,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,608,000 | 5,490,000 | 7,466,000 |
| Interest expense | 222,000 | 422,000 | 623,000 | 817,000 |
| Net interest income | 1,482,000 | 3,186,000 | 4,867,000 | 6,649,000 |
| Noninterest income | 114,000 | 229,000 | 344,000 | 461,000 |
| Noninterest expense | 1,447,000 | 2,937,000 | 4,388,000 | 6,040,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 175,000 |
| Pretax income | 124,000 | 378,000 | 648,000 | 895,000 |
| Income tax | 26,000 | 81,000 | 140,000 | 283,000 |
| Net income | 98,000 | 297,000 | 508,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,884,000 | 20,091,000 | 20,309,000 | 20,394,000 |