Call reports 2019
WILLAMETTE COMMUNITY BANK — 2019
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,742,000 | 150,616,000 | 154,991,000 | 150,564,000 |
| Total loans | 108,648,000 | 114,944,000 | 121,796,000 | 121,656,000 |
| Allowance for loan losses | 1,398,000 | 1,423,000 | 1,507,000 | 1,542,000 |
| Securities available for sale | 20,497,000 | 19,936,000 | 15,536,000 | 9,397,000 |
| Securities held to maturity | 4,475,000 | 4,472,000 | 4,469,000 | 4,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,429,000 | 127,714,000 | 133,594,000 | 129,326,000 |
| Interest-bearing deposits | 89,979,000 | 90,370,000 | 95,541,000 | 94,782,000 |
| Noninterest-bearing deposits | 39,450,000 | 37,344,000 | 38,053,000 | 34,544,000 |
| Equity capital | 19,005,000 | 19,541,000 | 19,730,000 | 19,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,309,000 | 5,064,000 | 6,822,000 |
| Interest expense | 151,000 | 325,000 | 532,000 | 754,000 |
| Net interest income | 1,490,000 | 2,984,000 | 4,532,000 | 6,068,000 |
| Noninterest income | 121,000 | 249,000 | 371,000 | 493,000 |
| Noninterest expense | 1,334,000 | 2,703,000 | 4,062,000 | 5,478,000 |
| Provision for loan losses | 74,000 | 99,000 | 184,000 | 219,000 |
| Pretax income | 203,000 | 431,000 | 658,000 | 864,000 |
| Income tax | 45,000 | 91,000 | 132,000 | 164,000 |
| Net income | 158,000 | 340,000 | 526,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,033,000 | 19,434,000 | 19,627,000 | 19,800,000 |
| Total capital | 20,443,000 | 20,869,000 | 21,146,000 | 21,354,000 |
| Risk-weighted assets | 133,621,000 | 144,357,000 | 144,964,000 | 149,174,000 |