Call reports 2018
WILLAMETTE COMMUNITY BANK — 2018
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 129,868,000 | 136,113,000 | 140,425,000 | 148,073,000 |
| Total loans | 94,588,000 | 102,009,000 | 101,692,000 | 104,789,000 |
| Allowance for loan losses | 1,186,000 | 1,230,000 | 1,279,000 | 1,324,000 |
| Securities available for sale | 19,922,000 | 19,039,000 | 18,186,000 | 19,119,000 |
| Securities held to maturity | 4,486,000 | 4,484,000 | 4,481,000 | 4,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,511,000 | 117,750,000 | 121,895,000 | 129,068,000 |
| Interest-bearing deposits | 76,798,000 | 83,451,000 | 89,855,000 | 92,129,000 |
| Noninterest-bearing deposits | 34,713,000 | 34,299,000 | 32,040,000 | 36,939,000 |
| Equity capital | 18,163,000 | 18,207,000 | 18,334,000 | 18,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,884,000 | 4,488,000 | 6,102,000 |
| Interest expense | 82,000 | 169,000 | 276,000 | 404,000 |
| Net interest income | 1,292,000 | 2,715,000 | 4,212,000 | 5,698,000 |
| Noninterest income | 76,000 | 156,000 | 252,000 | 363,000 |
| Noninterest expense | 1,172,000 | 2,539,000 | 3,859,000 | 5,151,000 |
| Provision for loan losses | 44,000 | 88,000 | 137,000 | 182,000 |
| Pretax income | 152,000 | 244,000 | 468,000 | 728,000 |
| Income tax | 23,000 | 32,000 | 73,000 | 94,000 |
| Net income | 129,000 | 212,000 | 395,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,370,000 | 18,457,000 | 18,647,000 | 18,885,000 |
| Total capital | 19,556,000 | 19,695,000 | 19,938,000 | 20,221,000 |
| Risk-weighted assets | 114,369,000 | 122,516,000 | 122,493,000 | 130,357,000 |