Call reports 2017
WILLAMETTE COMMUNITY BANK — 2017
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 107,510,000 | 115,826,000 | 121,842,000 | 118,886,000 |
| Total loans | 74,860,000 | 82,816,000 | 89,810,000 | 92,142,000 |
| Allowance for loan losses | 1,100,000 | 1,102,000 | 1,104,000 | 1,142,000 |
| Securities available for sale | 9,389,000 | 15,560,000 | 14,889,000 | 14,216,000 |
| Securities held to maturity | 5,307,000 | 5,301,000 | 5,295,000 | 5,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,286,000 | 104,464,000 | 110,355,000 | 107,216,000 |
| Interest-bearing deposits | 71,988,000 | 74,279,000 | 79,969,000 | 78,174,000 |
| Noninterest-bearing deposits | 24,298,000 | 30,185,000 | 30,386,000 | 29,042,000 |
| Equity capital | 11,169,000 | 11,282,000 | 11,379,000 | 11,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,251,000 | 3,526,000 | 4,890,000 |
| Interest expense | 59,000 | 130,000 | 206,000 | 285,000 |
| Net interest income | 1,014,000 | 2,121,000 | 3,320,000 | 4,605,000 |
| Noninterest income | 51,000 | 110,000 | 170,000 | 245,000 |
| Noninterest expense | 916,000 | 1,951,000 | 3,040,000 | 4,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 149,000 | 280,000 | 450,000 | 668,000 |
| Income tax | 45,000 | 86,000 | 138,000 | 228,000 |
| Net income | 104,000 | 194,000 | 312,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,179,000 | 11,273,000 | 11,394,000 | 11,522,000 |
| Total capital | 12,279,000 | 12,375,000 | 12,498,000 | 12,664,000 |
| Risk-weighted assets | 94,612,000 | 102,062,000 | 107,945,000 | 112,680,000 |