Call reports 2016
WILLAMETTE COMMUNITY BANK — 2016
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,035,000 | 98,533,000 | 98,342,000 | 98,282,000 |
| Total loans | 78,453,000 | 78,382,000 | 76,333,000 | 74,443,000 |
| Allowance for loan losses | 931,000 | 943,000 | 955,000 | 957,000 |
| Securities available for sale | 10,408,000 | 5,823,000 | 7,067,000 | 6,850,000 |
| Securities held to maturity | 5,330,000 | 5,325,000 | 5,319,000 | 5,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,251,000 | 87,605,000 | 87,299,000 | 87,115,000 |
| Interest-bearing deposits | 66,295,000 | 65,231,000 | 65,198,000 | 64,794,000 |
| Noninterest-bearing deposits | 20,956,000 | 22,374,000 | 22,101,000 | 22,321,000 |
| Equity capital | 10,684,000 | 10,850,000 | 10,959,000 | 11,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,259,000 | 3,380,000 | 4,465,000 |
| Interest expense | 41,000 | 86,000 | 134,000 | 187,000 |
| Net interest income | 1,076,000 | 2,173,000 | 3,246,000 | 4,278,000 |
| Noninterest income | 64,000 | 129,000 | 187,000 | 246,000 |
| Noninterest expense | 973,000 | 1,898,000 | 2,843,000 | 3,717,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 20,000 |
| Pretax income | 167,000 | 405,000 | 581,000 | 798,000 |
| Income tax | 51,000 | 123,000 | 178,000 | 240,000 |
| Net income | 116,000 | 282,000 | 403,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,638,000 | 10,802,000 | 10,926,000 | 11,083,000 |
| Total capital | 11,569,000 | 11,745,000 | 11,881,000 | 12,040,000 |
| Risk-weighted assets | 88,944,000 | 90,654,000 | 91,129,000 | 91,979,000 |