Call reports 2015
WILLAMETTE COMMUNITY BANK — 2015
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,598,000 | 99,556,000 | 96,919,000 | 98,882,000 |
| Total loans | 68,662,000 | 71,746,000 | 73,198,000 | 73,794,000 |
| Allowance for loan losses | 1,010,000 | 1,028,000 | 1,028,000 | 929,000 |
| Securities available for sale | 16,295,000 | 14,487,000 | 12,964,000 | 11,240,000 |
| Securities held to maturity | 2,985,000 | 2,981,000 | 2,977,000 | 4,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,327,000 | 89,274,000 | 86,473,000 | 88,297,000 |
| Interest-bearing deposits | 65,317,000 | 68,146,000 | 66,513,000 | 66,950,000 |
| Noninterest-bearing deposits | 20,010,000 | 21,128,000 | 19,960,000 | 21,347,000 |
| Equity capital | 10,126,000 | 10,200,000 | 10,375,000 | 10,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,121,000 | 3,179,000 | 4,281,000 |
| Interest expense | 45,000 | 86,000 | 127,000 | 167,000 |
| Net interest income | 996,000 | 2,035,000 | 3,052,000 | 4,114,000 |
| Noninterest income | 52,000 | 113,000 | 179,000 | 242,000 |
| Noninterest expense | 892,000 | 1,792,000 | 2,673,000 | 3,564,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 156,000 | 356,000 | 558,000 | 893,000 |
| Income tax | 51,000 | 118,000 | 186,000 | 303,000 |
| Net income | 105,000 | 238,000 | 372,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,046,000 | 10,174,000 | 10,308,000 | 10,528,000 |
| Total capital | 11,001,000 | 11,182,000 | 11,325,000 | 11,458,000 |
| Risk-weighted assets | 76,404,000 | 80,631,000 | 81,383,000 | 84,955,000 |