Call reports 2014
WILLAMETTE COMMUNITY BANK — 2014
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,300,000 | 101,511,000 | 103,925,000 | 94,340,000 |
| Total loans | 63,903,000 | 67,616,000 | 70,336,000 | 68,409,000 |
| Allowance for loan losses | 836,000 | 1,039,000 | 1,024,000 | 1,026,000 |
| Securities available for sale | 15,780,000 | 20,337,000 | 19,459,000 | 17,713,000 |
| Securities held to maturity | 2,999,000 | 2,996,000 | 2,992,000 | 2,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,802,000 | 92,000,000 | 93,988,000 | 84,267,000 |
| Interest-bearing deposits | 65,402,000 | 77,563,000 | 72,267,000 | 63,997,000 |
| Noninterest-bearing deposits | 15,400,000 | 14,437,000 | 21,721,000 | 20,270,000 |
| Equity capital | 9,363,000 | 9,424,000 | 9,828,000 | 9,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,984,000 | 3,063,000 | 4,150,000 |
| Interest expense | 77,000 | 156,000 | 237,000 | 305,000 |
| Net interest income | 878,000 | 1,828,000 | 2,826,000 | 3,845,000 |
| Noninterest income | 57,000 | 117,000 | 174,000 | 228,000 |
| Noninterest expense | 852,000 | 1,749,000 | 2,646,000 | 3,575,000 |
| Provision for loan losses | 48,000 | 251,000 | 236,000 | 238,000 |
| Pretax income | 35,000 | -55,000 | 118,000 | 260,000 |
| Income tax | 12,000 | -32,000 | 28,000 | 74,000 |
| Net income | 23,000 | -23,000 | 90,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,258,000 | 9,219,000 | 9,633,000 | 9,740,000 |
| Total capital | 10,104,000 | 10,144,000 | 10,602,000 | 10,671,000 |
| Risk-weighted assets | 68,966,000 | 73,861,000 | 77,430,000 | 74,373,000 |