Call reports 2013
WILLAMETTE COMMUNITY BANK — 2013
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,225,000 | 86,364,000 | 85,933,000 | 86,233,000 |
| Total loans | 62,940,000 | 60,270,000 | 61,393,000 | 63,287,000 |
| Allowance for loan losses | 818,000 | 838,000 | 772,000 | 788,000 |
| Securities available for sale | 14,849,000 | 16,487,000 | 14,243,000 | 15,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,538,000 | 77,629,000 | 77,180,000 | 77,104,000 |
| Interest-bearing deposits | 62,958,000 | 63,516,000 | 62,080,000 | 62,886,000 |
| Noninterest-bearing deposits | 15,580,000 | 14,113,000 | 15,100,000 | 14,218,000 |
| Equity capital | 8,519,000 | 8,579,000 | 8,645,000 | 9,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,837,000 | 2,754,000 | 3,731,000 |
| Interest expense | 103,000 | 205,000 | 284,000 | 362,000 |
| Net interest income | 807,000 | 1,632,000 | 2,470,000 | 3,369,000 |
| Noninterest income | 109,000 | 226,000 | 289,000 | 347,000 |
| Noninterest expense | 739,000 | 1,485,000 | 2,213,000 | 2,993,000 |
| Provision for loan losses | 42,000 | 62,000 | 66,000 | 87,000 |
| Pretax income | 135,000 | 311,000 | 491,000 | 647,000 |
| Income tax | 54,000 | 122,000 | 192,000 | 246,000 |
| Net income | 81,000 | 189,000 | 299,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,440,000 | 8,574,000 | 8,969,000 |
| Total capital | 9,228,000 | 9,253,000 | 9,350,000 | 9,762,000 |
| Risk-weighted assets | 67,695,000 | 65,026,000 | 67,124,000 | 69,606,000 |