Call reports 2012
WILLAMETTE COMMUNITY BANK — 2012
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,541,000 | 82,978,000 | 86,906,000 | 85,566,000 |
| Total loans | 60,881,000 | 65,892,000 | 64,460,000 | 62,149,000 |
| Allowance for loan losses | 755,000 | 804,000 | 794,000 | 763,000 |
| Securities available for sale | 15,149,000 | 12,723,000 | 12,108,000 | 13,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,910,000 | 74,502,000 | 78,360,000 | 76,998,000 |
| Interest-bearing deposits | 64,703,000 | 63,759,000 | 62,920,000 | 61,475,000 |
| Noninterest-bearing deposits | 11,207,000 | 10,743,000 | 15,440,000 | 15,523,000 |
| Equity capital | 7,504,000 | 8,336,000 | 8,377,000 | 8,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 1,998,000 | 2,986,000 | 3,948,000 |
| Interest expense | 138,000 | 275,000 | 394,000 | 501,000 |
| Net interest income | 862,000 | 1,723,000 | 2,592,000 | 3,447,000 |
| Noninterest income | 95,000 | 210,000 | 312,000 | 399,000 |
| Noninterest expense | 770,000 | 1,527,000 | 2,303,000 | 3,146,000 |
| Provision for loan losses | 17,000 | 66,000 | 251,000 | 298,000 |
| Pretax income | 171,000 | 341,000 | 359,000 | 411,000 |
| Income tax | 67,000 | 134,000 | 142,000 | 162,000 |
| Net income | 104,000 | 207,000 | 217,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,384,000 | 8,221,000 | 8,261,000 | 8,321,000 |
| Total capital | 8,163,000 | 9,048,000 | 9,079,000 | 9,109,000 |
| Risk-weighted assets | 68,752,000 | 71,388,000 | 69,417,000 | 66,862,000 |