Call reports 2011
WILLAMETTE COMMUNITY BANK — 2011
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 84,364,000 | 80,424,000 | 81,566,000 | 79,343,000 |
| Total loans | 57,198,000 | 58,208,000 | 58,999,000 | 59,658,000 |
| Allowance for loan losses | 875,000 | 829,000 | 758,000 | 738,000 |
| Securities available for sale | 12,990,000 | 14,060,000 | 14,664,000 | 14,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,123,000 | 73,087,000 | 74,133,000 | 71,864,000 |
| Interest-bearing deposits | 67,051,000 | 63,748,000 | 63,164,000 | 61,335,000 |
| Noninterest-bearing deposits | 10,072,000 | 9,339,000 | 10,969,000 | 10,529,000 |
| Equity capital | 7,083,000 | 7,197,000 | 7,268,000 | 7,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 1,995,000 | 3,005,000 | 3,992,000 |
| Interest expense | 206,000 | 381,000 | 548,000 | 693,000 |
| Net interest income | 801,000 | 1,614,000 | 2,457,000 | 3,299,000 |
| Noninterest income | 69,000 | 140,000 | 216,000 | 292,000 |
| Noninterest expense | 747,000 | 1,502,000 | 2,188,000 | 2,953,000 |
| Provision for loan losses | 75,000 | 29,000 | 6,000 | 4,000 |
| Pretax income | 48,000 | 224,000 | 480,000 | 635,000 |
| Income tax | 19,000 | 85,000 | 180,000 | 235,000 |
| Net income | 29,000 | 139,000 | 300,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,959,000 | 7,071,000 | 7,187,000 | 7,230,000 |
| Total capital | 7,755,000 | 7,887,000 | 7,969,000 | 7,994,000 |
| Risk-weighted assets | 63,577,000 | 65,240,000 | 66,197,000 | 67,469,000 |