Call reports 2010
WILLAMETTE COMMUNITY BANK — 2010
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,957,000 | 79,051,000 | 80,064,000 | 85,240,000 |
| Total loans | 54,236,000 | 56,980,000 | 58,191,000 | 57,646,000 |
| Allowance for loan losses | 671,000 | 674,000 | 744,000 | 800,000 |
| Securities available for sale | 10,939,000 | 9,983,000 | 11,171,000 | 12,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,656,000 | 71,791,000 | 72,837,000 | 78,031,000 |
| Interest-bearing deposits | 62,002,000 | 62,396,000 | 62,769,000 | 68,163,000 |
| Noninterest-bearing deposits | 7,654,000 | 9,395,000 | 10,068,000 | 9,868,000 |
| Equity capital | 6,951,000 | 7,010,000 | 7,021,000 | 7,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 2,005,000 | 3,041,000 | 4,071,000 |
| Interest expense | 276,000 | 554,000 | 822,000 | 1,065,000 |
| Net interest income | 701,000 | 1,451,000 | 2,219,000 | 3,006,000 |
| Noninterest income | 72,000 | 163,000 | 246,000 | 326,000 |
| Noninterest expense | 658,000 | 1,338,000 | 2,083,000 | 2,839,000 |
| Provision for loan losses | 28,000 | 60,000 | 171,000 | 227,000 |
| Pretax income | 88,000 | 260,000 | 256,000 | 311,000 |
| Income tax | 35,000 | 103,000 | 102,000 | 120,000 |
| Net income | 53,000 | 157,000 | 154,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,793,000 | 6,902,000 | 6,899,000 | 6,939,000 |
| Total capital | 7,475,000 | 7,588,000 | 7,655,000 | 7,734,000 |
| Risk-weighted assets | 59,729,000 | 62,893,000 | 65,011,000 | 63,620,000 |