Call reports 2009
WILLAMETTE COMMUNITY BANK — 2009
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 64,355,000 | 65,491,000 | 71,490,000 | 72,865,000 |
| Total loans | 48,838,000 | 51,363,000 | 52,817,000 | 52,379,000 |
| Allowance for loan losses | 575,000 | 605,000 | 635,000 | 643,000 |
| Securities available for sale | 7,546,000 | 8,440,000 | 9,609,000 | 10,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,643,000 | 58,537,000 | 64,263,000 | 65,680,000 |
| Interest-bearing deposits | 51,580,000 | 52,340,000 | 56,602,000 | 57,778,000 |
| Noninterest-bearing deposits | 6,063,000 | 6,197,000 | 7,661,000 | 7,902,000 |
| Equity capital | 6,311,000 | 6,546,000 | 6,766,000 | 6,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,807,000 | 2,777,000 | 3,744,000 |
| Interest expense | 300,000 | 593,000 | 875,000 | 1,158,000 |
| Net interest income | 573,000 | 1,214,000 | 1,902,000 | 2,586,000 |
| Noninterest income | 82,000 | 113,000 | 224,000 | 367,000 |
| Noninterest expense | 599,000 | 1,229,000 | 1,847,000 | 2,501,000 |
| Provision for loan losses | 56,000 | 86,000 | 116,000 | 120,000 |
| Pretax income | 1,000 | 20,000 | 171,000 | 340,000 |
| Income tax | 1,000 | 6,000 | 50,000 | 115,000 |
| Net income | 0 | 14,000 | 121,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,494,000 | 6,513,000 | 6,645,000 | 6,749,000 |
| Total capital | 7,076,000 | 7,127,000 | 7,289,000 | 7,402,000 |
| Risk-weighted assets | 54,880,000 | 57,201,000 | 59,127,000 | 57,861,000 |