Call reports 2008
WILLAMETTE COMMUNITY BANK — 2008
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,165,000 | 49,833,000 | 57,625,000 | 58,540,000 |
| Total loans | 36,830,000 | 40,971,000 | 40,844,000 | 44,515,000 |
| Allowance for loan losses | 461,000 | 475,000 | 473,000 | 519,000 |
| Securities available for sale | 4,078,000 | 4,987,000 | 6,273,000 | 8,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,217,000 | 42,952,000 | 50,715,000 | 51,651,000 |
| Interest-bearing deposits | 33,667,000 | 37,082,000 | 44,112,000 | 44,777,000 |
| Noninterest-bearing deposits | 5,550,000 | 5,870,000 | 6,603,000 | 6,874,000 |
| Equity capital | 6,551,000 | 6,475,000 | 6,465,000 | 6,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,583,000 | 2,450,000 | 3,363,000 |
| Interest expense | 311,000 | 593,000 | 896,000 | 1,213,000 |
| Net interest income | 475,000 | 990,000 | 1,554,000 | 2,150,000 |
| Noninterest income | 55,000 | 99,000 | 108,000 | 143,000 |
| Noninterest expense | 506,000 | 1,056,000 | 1,573,000 | 2,115,000 |
| Provision for loan losses | 39,000 | 53,000 | 62,000 | 156,000 |
| Pretax income | 109,000 | 104,000 | 151,000 | 146,000 |
| Income tax | 23,000 | 22,000 | 32,000 | 32,000 |
| Net income | 86,000 | 82,000 | 119,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,441,000 | 6,440,000 | 6,496,000 | 6,492,000 |
| Total capital | 6,911,000 | 6,925,000 | 6,978,000 | 7,018,000 |
| Risk-weighted assets | 40,112,000 | 45,038,000 | 47,281,000 | 50,249,000 |