Call reports 2007
WILLAMETTE COMMUNITY BANK — 2007
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,350,000 | 40,103,000 | 42,234,000 | 42,992,000 |
| Total loans | 33,782,000 | 31,655,000 | 32,454,000 | 33,829,000 |
| Allowance for loan losses | 420,000 | 411,000 | 431,000 | 422,000 |
| Securities available for sale | 5,186,000 | 5,388,000 | 4,981,000 | 5,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,448,000 | 34,111,000 | 36,033,000 | 36,696,000 |
| Interest-bearing deposits | 34,472,000 | 28,546,000 | 30,158,000 | 31,441,000 |
| Noninterest-bearing deposits | 4,976,000 | 5,565,000 | 5,875,000 | 5,255,000 |
| Equity capital | 5,465,000 | 5,587,000 | 5,827,000 | 5,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,686,000 | 2,506,000 | 3,320,000 |
| Interest expense | 376,000 | 718,000 | 1,039,000 | 1,366,000 |
| Net interest income | 487,000 | 968,000 | 1,467,000 | 1,954,000 |
| Noninterest income | 29,000 | 56,000 | 86,000 | 122,000 |
| Noninterest expense | 416,000 | 937,000 | 1,365,000 | 1,917,000 |
| Provision for loan losses | 9,000 | 0 | 20,000 | 12,000 |
| Pretax income | 91,000 | 87,000 | 168,000 | 147,000 |
| Income tax | 19,000 | 19,000 | 37,000 | 32,000 |
| Net income | 72,000 | 68,000 | 131,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,457,000 | 5,622,000 | 5,787,000 | 5,803,000 |
| Total capital | 5,892,000 | 6,046,000 | 6,229,000 | 6,234,000 |
| Risk-weighted assets | 39,095,000 | 35,986,000 | 36,883,000 | 37,066,000 |