Call reports 2006
WILLAMETTE COMMUNITY BANK — 2006
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,349,000 | 38,947,000 | 44,007,000 | 48,734,000 |
| Total loans | 25,814,000 | 31,330,000 | 32,526,000 | 33,001,000 |
| Allowance for loan losses | 323,000 | 392,000 | 407,000 | 411,000 |
| Securities available for sale | 5,578,000 | 5,072,000 | 5,097,000 | 5,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,152,000 | 32,640,000 | 38,524,000 | 42,998,000 |
| Interest-bearing deposits | 25,105,000 | 27,666,000 | 31,936,000 | 37,313,000 |
| Noninterest-bearing deposits | 4,047,000 | 4,974,000 | 6,588,000 | 5,685,000 |
| Equity capital | 4,865,000 | 4,939,000 | 5,084,000 | 5,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,278,000 | 2,069,000 | 2,946,000 |
| Interest expense | 189,000 | 428,000 | 736,000 | 1,091,000 |
| Net interest income | 389,000 | 850,000 | 1,333,000 | 1,855,000 |
| Noninterest income | 11,000 | 33,000 | 59,000 | 75,000 |
| Noninterest expense | 305,000 | 629,000 | 947,000 | 1,300,000 |
| Provision for loan losses | 47,000 | 116,000 | 131,000 | 135,000 |
| Pretax income | 48,000 | 138,000 | 314,000 | 495,000 |
| Income tax | 18,000 | 53,000 | 120,000 | 102,000 |
| Net income | 30,000 | 85,000 | 194,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,869,000 | 4,964,000 | 5,087,000 | 5,290,000 |
| Total capital | 5,204,000 | 5,368,000 | 5,504,000 | 5,714,000 |
| Risk-weighted assets | 29,607,000 | 34,832,000 | 37,183,000 | 38,589,000 |