Call reports 2005
WILLAMETTE COMMUNITY BANK — 2005
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,059,000 | 26,995,000 | 31,341,000 | 33,840,000 |
| Total loans | 17,418,000 | 18,435,000 | 19,171,000 | 22,105,000 |
| Allowance for loan losses | 227,000 | 230,000 | 240,000 | 276,000 |
| Securities available for sale | 3,602,000 | 4,381,000 | 5,113,000 | 5,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,152,000 | 21,973,000 | 26,272,000 | 28,710,000 |
| Interest-bearing deposits | 17,368,000 | 19,447,000 | 22,510,000 | 23,756,000 |
| Noninterest-bearing deposits | 2,784,000 | 2,526,000 | 3,762,000 | 4,954,000 |
| Equity capital | 4,634,000 | 4,732,000 | 4,761,000 | 4,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 722,000 | 1,161,000 | 1,656,000 |
| Interest expense | 91,000 | 201,000 | 362,000 | 538,000 |
| Net interest income | 255,000 | 521,000 | 799,000 | 1,118,000 |
| Noninterest income | 7,000 | 18,000 | 34,000 | 50,000 |
| Noninterest expense | 253,000 | 507,000 | 752,000 | 1,012,000 |
| Provision for loan losses | 7,000 | 10,000 | 21,000 | 57,000 |
| Pretax income | 2,000 | 22,000 | 60,000 | 99,000 |
| Income tax | 1,000 | 9,000 | 22,000 | 36,000 |
| Net income | 1,000 | 13,000 | 38,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,491,000 | 4,574,000 | 4,627,000 | 4,772,000 |
| Total capital | 4,724,000 | 4,810,000 | 4,875,000 | 5,057,000 |
| Risk-weighted assets | 20,019,000 | 21,222,000 | 23,054,000 | 25,944,000 |