Call reports 2004
WILLAMETTE COMMUNITY BANK — 2004
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,069,000 | 18,341,000 | 22,616,000 | 23,564,000 |
| Total loans | 9,264,000 | 12,101,000 | 12,214,000 | 17,587,000 |
| Allowance for loan losses | 116,000 | 151,000 | 153,000 | 220,000 |
| Securities available for sale | 1,516,000 | 1,497,000 | 1,952,000 | 3,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,099,000 | 13,576,000 | 17,658,000 | 17,550,000 |
| Interest-bearing deposits | 8,820,000 | 11,967,000 | 16,134,000 | 15,290,000 |
| Noninterest-bearing deposits | 1,279,000 | 1,609,000 | 1,524,000 | 2,260,000 |
| Equity capital | 4,800,000 | 4,720,000 | 4,680,000 | 4,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 138,000 | 327,000 | 564,000 | 858,000 |
| Interest expense | 22,000 | 57,000 | 114,000 | 189,000 |
| Net interest income | 116,000 | 270,000 | 450,000 | 669,000 |
| Noninterest income | 2,000 | 6,000 | -15,000 | -10,000 |
| Noninterest expense | 231,000 | 448,000 | 666,000 | 912,000 |
| Provision for loan losses | 40,000 | 75,000 | 77,000 | 144,000 |
| Pretax income | -153,000 | -245,000 | -306,000 | -395,000 |
| Income tax | -31,000 | -50,000 | -62,000 | -81,000 |
| Net income | -122,000 | -195,000 | -244,000 | -314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,619,000 | 4,528,000 | 4,470,000 | 4,445,000 |
| Total capital | 4,742,000 | 4,685,000 | 4,629,000 | 4,671,000 |
| Risk-weighted assets | 11,801,000 | 14,598,000 | 16,361,000 | 20,375,000 |