Call reports 2003
WILLAMETTE COMMUNITY BANK — 2003
What WILLAMETTE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Total assets | 7,552,000 | 9,423,000 | 11,739,000 |
| Total loans | 576,000 | 2,956,000 | 6,091,000 |
| Allowance for loan losses | 12,000 | 59,000 | 76,000 |
| Securities available for sale | 1,237,000 | 1,480,000 | 1,271,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,348,000 | 4,359,000 | 6,785,000 |
| Interest-bearing deposits | 1,811,000 | 3,676,000 | 5,738,000 |
| Noninterest-bearing deposits | 537,000 | 683,000 | 1,047,000 |
| Equity capital | 5,203,000 | 5,054,000 | 4,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Interest income | 13,000 | 55,000 | 138,000 |
| Interest expense | 2,000 | 7,000 | 18,000 |
| Net interest income | 11,000 | 48,000 | 120,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 |
| Noninterest expense | 281,000 | 499,000 | 722,000 |
| Provision for loan losses | 12,000 | 59,000 | 76,000 |
| Pretax income | -281,000 | -507,000 | -674,000 |
| Income tax | -58,000 | -104,000 | -138,000 |
| Net income | -223,000 | -403,000 | -536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|
| Tier 1 capital | 5,203,000 | 5,054,000 | 4,772,000 |
| Total capital | 5,215,000 | 5,111,000 | 4,852,000 |
| Risk-weighted assets | 2,217,000 | 4,559,000 | 7,753,000 |