Call reports 2009
BANK IOWA — 2009
What BANK IOWA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 132,559,000 | 132,542,000 | 127,225,000 | 129,018,000 |
| Total loans | 88,867,000 | 88,865,000 | 88,277,000 | 91,496,000 |
| Allowance for loan losses | 800,000 | 761,000 | 832,000 | 768,000 |
| Securities available for sale | 25,792,000 | 28,961,000 | 23,697,000 | 22,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,760,000 | 111,876,000 | 106,299,000 | 108,002,000 |
| Interest-bearing deposits | 93,556,000 | 93,951,000 | 89,205,000 | 89,372,000 |
| Noninterest-bearing deposits | 18,205,000 | 17,925,000 | 17,094,000 | 18,630,000 |
| Equity capital | 9,801,000 | 9,817,000 | 10,145,000 | 10,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,300,000 | 4,893,000 | 6,417,000 |
| Interest expense | 541,000 | 1,024,000 | 1,439,000 | 1,814,000 |
| Net interest income | 1,112,000 | 2,276,000 | 3,454,000 | 4,603,000 |
| Noninterest income | 327,000 | 556,000 | 766,000 | 978,000 |
| Noninterest expense | 901,000 | 1,817,000 | 2,663,000 | 3,439,000 |
| Provision for loan losses | 100,000 | 175,000 | 250,000 | 325,000 |
| Pretax income | 438,000 | 840,000 | 1,307,000 | 1,817,000 |
| Income tax | 22,000 | 40,000 | 63,000 | 87,000 |
| Net income | 416,000 | 800,000 | 1,244,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,716,000 | 9,850,000 | 9,933,000 | 10,419,000 |
| Total capital | 10,516,000 | 10,611,000 | 10,765,000 | 11,187,000 |
| Risk-weighted assets | 97,202,000 | 97,121,000 | 97,592,000 | 103,597,000 |