Call reports 2008
BANK IOWA — 2008
What BANK IOWA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 126,804,000 | 124,167,000 | 126,465,000 | 126,159,000 |
| Total loans | 83,121,000 | 83,381,000 | 84,608,000 | 89,273,000 |
| Allowance for loan losses | 795,000 | 847,000 | 846,000 | 717,000 |
| Securities available for sale | 26,423,000 | 27,140,000 | 27,202,000 | 24,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,291,000 | 102,383,000 | 105,366,000 | 103,928,000 |
| Interest-bearing deposits | 87,319,000 | 84,781,000 | 89,913,000 | 87,292,000 |
| Noninterest-bearing deposits | 16,972,000 | 17,603,000 | 15,453,000 | 16,636,000 |
| Equity capital | 9,653,000 | 9,274,000 | 9,390,000 | 9,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,564,000 | 5,305,000 | 7,041,000 |
| Interest expense | 792,000 | 1,439,000 | 2,040,000 | 2,628,000 |
| Net interest income | 1,081,000 | 2,125,000 | 3,265,000 | 4,413,000 |
| Noninterest income | 242,000 | 464,000 | 765,000 | 952,000 |
| Noninterest expense | 828,000 | 1,606,000 | 2,382,000 | 3,206,000 |
| Provision for loan losses | 0 | 52,000 | 125,000 | 187,000 |
| Pretax income | 495,000 | 932,000 | 1,524,000 | 1,972,000 |
| Income tax | 24,000 | 44,000 | 73,000 | 95,000 |
| Net income | 471,000 | 888,000 | 1,451,000 | 1,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,307,000 | 9,250,000 | 9,473,000 | 9,489,000 |
| Total capital | 10,102,000 | 10,097,000 | 10,319,000 | 10,206,000 |
| Risk-weighted assets | 96,106,000 | 95,143,000 | 96,984,000 | 101,081,000 |