Call reports 2007
BANK IOWA — 2007
What BANK IOWA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,112,000 | 116,116,000 | 119,204,000 | 125,189,000 |
| Total loans | 85,120,000 | 86,508,000 | 87,929,000 | 86,120,000 |
| Allowance for loan losses | 922,000 | 918,000 | 794,000 | 804,000 |
| Securities available for sale | 18,084,000 | 17,596,000 | 18,589,000 | 18,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,282,000 | 93,389,000 | 97,055,000 | 102,367,000 |
| Interest-bearing deposits | 76,781,000 | 78,679,000 | 82,310,000 | 85,824,000 |
| Noninterest-bearing deposits | 15,501,000 | 14,710,000 | 14,745,000 | 16,543,000 |
| Equity capital | 8,894,000 | 8,647,000 | 8,777,000 | 9,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,714,000 | 5,659,000 | 7,633,000 |
| Interest expense | 738,000 | 1,514,000 | 2,352,000 | 3,224,000 |
| Net interest income | 1,098,000 | 2,200,000 | 3,307,000 | 4,409,000 |
| Noninterest income | 215,000 | 432,000 | 667,000 | 893,000 |
| Noninterest expense | 801,000 | 1,604,000 | 2,406,000 | 3,164,000 |
| Provision for loan losses | 148,000 | 148,000 | 149,000 | 149,000 |
| Pretax income | 364,000 | 880,000 | 1,419,000 | 1,989,000 |
| Income tax | 9,000 | 34,000 | 60,000 | 88,000 |
| Net income | 355,000 | 846,000 | 1,359,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,911,000 | 8,742,000 | 8,765,000 | 9,307,000 |
| Total capital | 9,833,000 | 9,660,000 | 9,559,000 | 10,111,000 |
| Risk-weighted assets | 95,951,000 | 95,899,000 | 95,035,000 | 98,347,000 |