Call reports 2006
BANK IOWA — 2006
What BANK IOWA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 111,832,000 | 108,321,000 | 111,229,000 | 115,332,000 |
| Total loans | 78,236,000 | 78,519,000 | 83,023,000 | 84,229,000 |
| Allowance for loan losses | 775,000 | 905,000 | 923,000 | 870,000 |
| Securities available for sale | 17,466,000 | 17,371,000 | 17,814,000 | 17,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,648,000 | 87,307,000 | 88,740,000 | 91,913,000 |
| Interest-bearing deposits | 76,829,000 | 73,597,000 | 75,724,000 | 75,785,000 |
| Noninterest-bearing deposits | 13,818,000 | 13,709,000 | 13,016,000 | 16,128,000 |
| Equity capital | 8,345,000 | 7,907,000 | 8,276,000 | 8,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,252,000 | 5,017,000 | 6,869,000 |
| Interest expense | 557,000 | 1,150,000 | 1,826,000 | 2,569,000 |
| Net interest income | 1,030,000 | 2,102,000 | 3,191,000 | 4,300,000 |
| Noninterest income | 199,000 | 416,000 | 658,000 | 862,000 |
| Noninterest expense | 769,000 | 1,521,000 | 2,322,000 | 3,085,000 |
| Provision for loan losses | 16,000 | 148,000 | 157,000 | 426,000 |
| Pretax income | 444,000 | 849,000 | 1,370,000 | 1,651,000 |
| Income tax | 21,000 | 41,000 | 66,000 | 79,000 |
| Net income | 423,000 | 808,000 | 1,304,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,419,000 | 8,151,000 | 8,288,000 | 8,556,000 |
| Total capital | 9,194,000 | 9,056,000 | 9,211,000 | 9,426,000 |
| Risk-weighted assets | 87,930,000 | 89,179,000 | 91,605,000 | 93,892,000 |