Call reports 2004
BANK IOWA — 2004
What BANK IOWA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 100,441,000 | 98,995,000 | 102,357,000 | 104,287,000 |
| Total loans | 66,556,000 | 66,053,000 | 69,266,000 | 71,508,000 |
| Allowance for loan losses | 788,000 | 789,000 | 790,000 | 795,000 |
| Securities available for sale | 25,465,000 | 24,080,000 | 25,329,000 | 23,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,351,000 | 80,869,000 | 80,821,000 | 86,488,000 |
| Interest-bearing deposits | 69,430,000 | 68,738,000 | 67,508,000 | 70,556,000 |
| Noninterest-bearing deposits | 12,921,000 | 12,131,000 | 13,313,000 | 15,932,000 |
| Equity capital | 8,659,000 | 8,188,000 | 8,336,000 | 8,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,629,000 | 3,979,000 | 5,366,000 |
| Interest expense | 356,000 | 710,000 | 1,075,000 | 1,456,000 |
| Net interest income | 946,000 | 1,919,000 | 2,904,000 | 3,910,000 |
| Noninterest income | 177,000 | 365,000 | 491,000 | 678,000 |
| Noninterest expense | 673,000 | 1,315,000 | 1,961,000 | 2,658,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 435,000 | 954,000 | 1,419,000 | 1,935,000 |
| Income tax | 21,000 | 46,000 | 69,000 | 94,000 |
| Net income | 414,000 | 908,000 | 1,350,000 | 1,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,898,000 | 7,907,000 | 7,918,000 | 8,059,000 |
| Total capital | 8,686,000 | 8,696,000 | 8,708,000 | 8,854,000 |
| Risk-weighted assets | 72,101,000 | 74,160,000 | 72,628,000 | 77,978,000 |