Call reports 2003
BANK IOWA — 2003
What BANK IOWA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 97,593,000 | 98,741,000 | 96,038,000 | 101,495,000 |
| Total loans | 64,742,000 | 64,410,000 | 64,658,000 | 64,467,000 |
| Allowance for loan losses | 665,000 | 688,000 | 720,000 | 734,000 |
| Securities available for sale | 22,936,000 | 24,235,000 | 23,200,000 | 25,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,435,000 | 81,319,000 | 78,834,000 | 84,203,000 |
| Interest-bearing deposits | 69,697,000 | 70,263,000 | 67,112,000 | 69,124,000 |
| Noninterest-bearing deposits | 10,737,000 | 11,056,000 | 11,722,000 | 15,079,000 |
| Equity capital | 8,071,000 | 8,312,000 | 8,130,000 | 8,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,790,000 | 4,136,000 | 5,476,000 |
| Interest expense | 448,000 | 877,000 | 1,268,000 | 1,642,000 |
| Net interest income | 963,000 | 1,913,000 | 2,868,000 | 3,834,000 |
| Noninterest income | 166,000 | 342,000 | 547,000 | 712,000 |
| Noninterest expense | 700,000 | 1,347,000 | 2,052,000 | 2,718,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 399,000 | 848,000 | 1,273,000 | 1,796,000 |
| Income tax | 20,000 | 42,000 | 64,000 | 89,000 |
| Net income | 379,000 | 806,000 | 1,209,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,436,000 | 7,368,000 | 7,491,000 | 7,639,000 |
| Total capital | 8,101,000 | 8,056,000 | 8,211,000 | 8,373,000 |
| Risk-weighted assets | 71,544,000 | 71,979,000 | 70,965,000 | 74,683,000 |