Call reports 2002
BANK IOWA — 2002
What BANK IOWA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,009,000 | 94,910,000 | 96,189,000 | 99,116,000 |
| Total loans | 62,173,000 | 63,032,000 | 65,278,000 | 66,106,000 |
| Allowance for loan losses | 723,000 | 633,000 | 631,000 | 625,000 |
| Securities available for sale | 22,601,000 | 24,573,000 | 24,128,000 | 21,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,984,000 | 79,372,000 | 78,883,000 | 81,805,000 |
| Interest-bearing deposits | 70,112,000 | 69,295,000 | 68,570,000 | 69,612,000 |
| Noninterest-bearing deposits | 10,872,000 | 10,077,000 | 10,313,000 | 12,193,000 |
| Equity capital | 7,310,000 | 7,879,000 | 7,954,000 | 8,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,004,000 | 4,525,000 | 6,044,000 |
| Interest expense | 581,000 | 1,138,000 | 1,661,000 | 2,156,000 |
| Net interest income | 931,000 | 1,866,000 | 2,864,000 | 3,888,000 |
| Noninterest income | 162,000 | 334,000 | 492,000 | 679,000 |
| Noninterest expense | 660,000 | 1,247,000 | 1,898,000 | 2,611,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 429,000 | 949,000 | 1,454,000 | 1,952,000 |
| Income tax | 21,000 | 47,000 | 73,000 | 97,000 |
| Net income | 408,000 | 902,000 | 1,381,000 | 1,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,265,000 | 7,397,000 | 7,188,000 | 7,386,000 |
| Total capital | 7,988,000 | 8,030,000 | 7,819,000 | 8,011,000 |
| Risk-weighted assets | 69,659,000 | 68,980,000 | 70,833,000 | 73,809,000 |