Call reports 2001
BANK IOWA — 2001
What BANK IOWA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 94,781,000 | 90,407,000 | 90,653,000 | 96,196,000 |
| Total loans | 65,358,000 | 64,360,000 | 63,913,000 | 63,162,000 |
| Allowance for loan losses | 735,000 | 773,000 | 716,000 | 708,000 |
| Securities available for sale | 19,645,000 | 18,290,000 | 17,936,000 | 20,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,494,000 | 74,333,000 | 74,759,000 | 80,402,000 |
| Interest-bearing deposits | 68,214,000 | 64,699,000 | 64,583,000 | 69,027,000 |
| Noninterest-bearing deposits | 9,280,000 | 9,634,000 | 10,176,000 | 11,375,000 |
| Equity capital | 7,401,000 | 7,560,000 | 7,932,000 | 7,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,815,000 | 3,550,000 | 5,227,000 | 6,832,000 |
| Interest expense | 846,000 | 1,636,000 | 2,359,000 | 3,021,000 |
| Net interest income | 969,000 | 1,914,000 | 2,868,000 | 3,811,000 |
| Noninterest income | 141,000 | 318,000 | 480,000 | 630,000 |
| Noninterest expense | 661,000 | 1,311,000 | 1,929,000 | 2,548,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 437,000 | 897,000 | 1,383,000 | 1,845,000 |
| Income tax | 2,000 | 28,000 | 36,000 | 61,000 |
| Net income | 435,000 | 869,000 | 1,347,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,115,000 | 7,317,000 | 7,571,000 | 7,747,000 |
| Total capital | 7,850,000 | 8,090,000 | 8,287,000 | 8,455,000 |
| Risk-weighted assets | 69,820,000 | 68,211,000 | 68,272,000 | 75,827,000 |