Call reports 2019
FIRST NEODESHA BANK — 2019
What FIRST NEODESHA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,689,000 | 104,967,000 | 106,059,000 | 111,358,000 |
| Total loans | 80,777,000 | 82,583,000 | 84,540,000 | 87,195,000 |
| Allowance for loan losses | 828,000 | 838,000 | 849,000 | 950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,793,000 | 16,165,000 | 16,166,000 | 17,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,968,000 | 92,475,000 | 91,123,000 | 97,659,000 |
| Interest-bearing deposits | 73,735,000 | 74,258,000 | 72,800,000 | 77,154,000 |
| Noninterest-bearing deposits | 18,233,000 | 18,217,000 | 18,323,000 | 20,505,000 |
| Equity capital | 10,152,000 | 10,284,000 | 10,571,000 | 10,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,330,000 | 3,531,000 | 4,778,000 |
| Interest expense | 170,000 | 358,000 | 564,000 | 780,000 |
| Net interest income | 968,000 | 1,972,000 | 2,967,000 | 3,998,000 |
| Noninterest income | 133,000 | 272,000 | 409,000 | 637,000 |
| Noninterest expense | 609,000 | 1,275,000 | 1,930,000 | 2,594,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 132,000 |
| Pretax income | 481,000 | 948,000 | 1,414,000 | 1,909,000 |
| Income tax | 20,000 | 39,000 | 58,000 | 76,000 |
| Net income | 461,000 | 909,000 | 1,356,000 | 1,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,972,000 | 10,109,000 | 10,401,000 | 10,483,000 |
| Total capital | 10,800,000 | 10,947,000 | 11,250,000 | 11,433,000 |
| Risk-weighted assets | 72,068,000 | 73,210,000 | 75,576,000 | 79,836,000 |