Call reports 2018
FIRST NEODESHA BANK — 2018
What FIRST NEODESHA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,197,000 | 96,352,000 | 95,843,000 | 103,249,000 |
| Total loans | 76,813,000 | 77,366,000 | 77,654,000 | 79,031,000 |
| Allowance for loan losses | 795,000 | 805,000 | 817,000 | 817,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,198,000 | 13,177,000 | 13,254,000 | 18,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,199,000 | 83,614,000 | 81,422,000 | 89,665,000 |
| Interest-bearing deposits | 65,768,000 | 64,968,000 | 62,694,000 | 64,473,000 |
| Noninterest-bearing deposits | 18,431,000 | 18,646,000 | 18,728,000 | 25,192,000 |
| Equity capital | 9,593,000 | 9,554,000 | 9,783,000 | 9,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,067,000 | 3,134,000 | 4,227,000 |
| Interest expense | 117,000 | 237,000 | 361,000 | 505,000 |
| Net interest income | 902,000 | 1,830,000 | 2,773,000 | 3,722,000 |
| Noninterest income | 124,000 | 257,000 | 388,000 | 527,000 |
| Noninterest expense | 622,000 | 1,268,000 | 1,922,000 | 2,562,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 393,000 | 798,000 | 1,207,000 | 1,645,000 |
| Income tax | 17,000 | 40,000 | 66,000 | 92,000 |
| Net income | 376,000 | 758,000 | 1,141,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,392,000 | 9,358,000 | 9,592,000 | 9,658,000 |
| Total capital | 10,187,000 | 10,163,000 | 10,409,000 | 10,475,000 |
| Risk-weighted assets | 67,932,000 | 68,011,000 | 68,212,000 | 70,890,000 |