Call reports 2017
FIRST NEODESHA BANK — 2017
What FIRST NEODESHA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,405,000 | 96,268,000 | 94,766,000 | 97,193,000 |
| Total loans | 74,660,000 | 76,704,000 | 77,233,000 | 78,495,000 |
| Allowance for loan losses | 751,000 | 762,000 | 773,000 | 784,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,776,000 | 12,134,000 | 12,233,000 | 12,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,943,000 | 83,161,000 | 79,764,000 | 84,350,000 |
| Interest-bearing deposits | 63,998,000 | 64,245,000 | 61,774,000 | 64,194,000 |
| Noninterest-bearing deposits | 17,945,000 | 18,916,000 | 17,990,000 | 20,156,000 |
| Equity capital | 9,007,000 | 9,090,000 | 9,358,000 | 9,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,007,000 | 3,032,000 | 4,071,000 |
| Interest expense | 108,000 | 216,000 | 327,000 | 444,000 |
| Net interest income | 893,000 | 1,791,000 | 2,705,000 | 3,627,000 |
| Noninterest income | 157,000 | 285,000 | 427,000 | 560,000 |
| Noninterest expense | 628,000 | 1,271,000 | 1,900,000 | 2,537,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 411,000 | 784,000 | 1,200,000 | 1,608,000 |
| Income tax | 10,000 | 26,000 | 43,000 | 59,000 |
| Net income | 401,000 | 758,000 | 1,157,000 | 1,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,806,000 | 8,900,000 | 9,175,000 | 9,145,000 |
| Total capital | 9,557,000 | 9,662,000 | 9,948,000 | 9,929,000 |
| Risk-weighted assets | 67,538,000 | 69,101,000 | 69,480,000 | 70,573,000 |