Call reports 2016
FIRST NEODESHA BANK — 2016
What FIRST NEODESHA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,819,000 | 93,571,000 | 93,468,000 | 95,526,000 |
| Total loans | 73,478,000 | 73,995,000 | 75,598,000 | 77,917,000 |
| Allowance for loan losses | 662,000 | 717,000 | 727,000 | 738,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,019,000 | 12,095,000 | 11,141,000 | 11,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,559,000 | 79,528,000 | 79,626,000 | 79,429,000 |
| Interest-bearing deposits | 62,584,000 | 62,104,000 | 62,636,000 | 62,317,000 |
| Noninterest-bearing deposits | 16,975,000 | 17,424,000 | 16,990,000 | 17,112,000 |
| Equity capital | 8,698,000 | 8,960,000 | 8,472,000 | 8,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,948,000 | 2,960,000 | 3,974,000 |
| Interest expense | 101,000 | 202,000 | 310,000 | 419,000 |
| Net interest income | 865,000 | 1,746,000 | 2,650,000 | 3,555,000 |
| Noninterest income | 131,000 | 468,000 | 623,000 | 768,000 |
| Noninterest expense | 622,000 | 1,276,000 | 1,925,000 | 2,555,000 |
| Provision for loan losses | 7,000 | 62,000 | 72,000 | 82,000 |
| Pretax income | 367,000 | 876,000 | 1,276,000 | 1,686,000 |
| Income tax | 15,000 | 40,000 | 55,000 | 70,000 |
| Net income | 352,000 | 836,000 | 1,221,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,500,000 | 8,767,000 | 8,286,000 | 8,683,000 |
| Total capital | 9,162,000 | 9,484,000 | 9,013,000 | 9,421,000 |
| Risk-weighted assets | 72,268,000 | 72,961,000 | 74,931,000 | 74,699,000 |