Call reports 2015
FIRST NEODESHA BANK — 2015
What FIRST NEODESHA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,565,000 | 90,595,000 | 91,602,000 | 93,384,000 |
| Total loans | 65,629,000 | 70,016,000 | 71,628,000 | 73,339,000 |
| Allowance for loan losses | 607,000 | 645,000 | 648,000 | 655,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,808,000 | 13,277,000 | 12,718,000 | 11,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,526,000 | 78,976,000 | 78,296,000 | 79,421,000 |
| Interest-bearing deposits | 58,281,000 | 77,327,000 | 61,269,000 | 62,064,000 |
| Noninterest-bearing deposits | 15,245,000 | 1,649,000 | 17,027,000 | 17,357,000 |
| Equity capital | 7,800,000 | 7,906,000 | 8,140,000 | 8,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,806,000 | 2,763,000 | 3,741,000 |
| Interest expense | 92,000 | 183,000 | 273,000 | 380,000 |
| Net interest income | 791,000 | 1,623,000 | 2,490,000 | 3,361,000 |
| Noninterest income | 112,000 | 246,000 | 387,000 | 530,000 |
| Noninterest expense | 562,000 | 1,198,000 | 1,836,000 | 2,469,000 |
| Provision for loan losses | 8,000 | 10,000 | 13,000 | 20,000 |
| Pretax income | 333,000 | 661,000 | 1,028,000 | 1,402,000 |
| Income tax | 16,000 | 24,000 | 34,000 | 42,000 |
| Net income | 317,000 | 637,000 | 994,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,793,000 | 7,653,000 | 7,890,000 | 8,256,000 |
| Total capital | 8,400,000 | 8,298,000 | 8,538,000 | 8,911,000 |
| Risk-weighted assets | 58,360,000 | 63,279,000 | 62,215,000 | 71,613,000 |