Call reports 2014
FIRST NEODESHA BANK — 2014
What FIRST NEODESHA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,618,000 | 82,584,000 | 81,735,000 | 84,730,000 |
| Total loans | 62,465,000 | 64,055,000 | 65,430,000 | 68,211,000 |
| Allowance for loan losses | 581,000 | 583,000 | 586,000 | 599,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,752,000 | 12,045,000 | 11,880,000 | 11,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,942,000 | 72,953,000 | 71,703,000 | 71,757,000 |
| Interest-bearing deposits | 61,152,000 | 57,835,000 | 56,363,000 | 56,703,000 |
| Noninterest-bearing deposits | 13,790,000 | 15,118,000 | 15,340,000 | 15,054,000 |
| Equity capital | 7,829,000 | 7,071,000 | 7,310,000 | 7,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,742,000 | 2,637,000 | 3,546,000 |
| Interest expense | 106,000 | 207,000 | 303,000 | 396,000 |
| Net interest income | 759,000 | 1,535,000 | 2,334,000 | 3,150,000 |
| Noninterest income | 108,000 | 228,000 | 354,000 | 467,000 |
| Noninterest expense | 522,000 | 1,082,000 | 1,630,000 | 2,187,000 |
| Provision for loan losses | 11,000 | 14,000 | 17,000 | 30,000 |
| Pretax income | 334,000 | 667,000 | 1,041,000 | 1,400,000 |
| Income tax | 14,000 | 40,000 | 58,000 | 72,000 |
| Net income | 320,000 | 627,000 | 983,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,815,000 | 7,058,000 | 7,300,000 | 7,597,000 |
| Total capital | 8,396,000 | 7,641,000 | 7,886,000 | 8,196,000 |
| Risk-weighted assets | 54,634,000 | 55,270,000 | 55,707,000 | 58,190,000 |