Call reports 2013
FIRST NEODESHA BANK — 2013
What FIRST NEODESHA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,300,000 | 78,809,000 | 78,277,000 | 79,360,000 |
| Total loans | 57,798,000 | 60,568,000 | 59,980,000 | 63,412,000 |
| Allowance for loan losses | 527,000 | 530,000 | 567,000 | 570,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,047,000 | 10,704,000 | 12,162,000 | 11,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,959,000 | 68,639,000 | 67,810,000 | 67,958,000 |
| Interest-bearing deposits | 53,652,000 | 54,907,000 | 53,515,000 | 54,056,000 |
| Noninterest-bearing deposits | 13,307,000 | 13,732,000 | 14,295,000 | 13,902,000 |
| Equity capital | 6,953,000 | 7,013,000 | 7,341,000 | 7,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,701,000 | 2,577,000 | 3,466,000 |
| Interest expense | 111,000 | 225,000 | 339,000 | 448,000 |
| Net interest income | 728,000 | 1,476,000 | 2,238,000 | 3,018,000 |
| Noninterest income | 123,000 | 234,000 | 494,000 | 607,000 |
| Noninterest expense | 534,000 | 1,059,000 | 1,588,000 | 2,110,000 |
| Provision for loan losses | 2,000 | 5,000 | 42,000 | 45,000 |
| Pretax income | 315,000 | 646,000 | 1,102,000 | 1,470,000 |
| Income tax | 12,000 | 32,000 | 46,000 | 62,000 |
| Net income | 303,000 | 614,000 | 1,056,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,937,000 | 6,997,000 | 7,326,000 | 7,608,000 |
| Total capital | 7,462,000 | 7,527,000 | 7,893,000 | 8,178,000 |
| Risk-weighted assets | 50,779,000 | 52,266,000 | 52,126,000 | 54,704,000 |