Call reports 2012
FIRST NEODESHA BANK — 2012
What FIRST NEODESHA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,759,000 | 76,259,000 | 73,345,000 | 74,535,000 |
| Total loans | 57,720,000 | 59,904,000 | 58,203,000 | 57,876,000 |
| Allowance for loan losses | 508,000 | 514,000 | 519,000 | 525,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,954,000 | 10,418,000 | 10,136,000 | 9,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,334,000 | 68,441,000 | 65,071,000 | 65,385,000 |
| Interest-bearing deposits | 58,719,000 | 56,115,000 | 52,869,000 | 51,114,000 |
| Noninterest-bearing deposits | 11,615,000 | 12,326,000 | 12,202,000 | 14,271,000 |
| Equity capital | 6,790,000 | 6,287,000 | 6,453,000 | 6,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,804,000 | 2,696,000 | 3,564,000 |
| Interest expense | 153,000 | 296,000 | 427,000 | 551,000 |
| Net interest income | 744,000 | 1,508,000 | 2,269,000 | 3,013,000 |
| Noninterest income | 83,000 | 181,000 | 303,000 | 418,000 |
| Noninterest expense | 531,000 | 1,093,000 | 1,667,000 | 2,191,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 16,000 |
| Pretax income | 296,000 | 591,000 | 895,000 | 1,224,000 |
| Income tax | 10,000 | 22,000 | 33,000 | 45,000 |
| Net income | 286,000 | 569,000 | 862,000 | 1,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,772,000 | 6,269,000 | 6,436,000 | 6,753,000 |
| Total capital | 7,280,000 | 6,783,000 | 6,955,000 | 7,278,000 |
| Risk-weighted assets | 50,715,000 | 52,294,000 | 50,379,000 | 50,586,000 |