Call reports 2011
FIRST NEODESHA BANK — 2011
What FIRST NEODESHA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,905,000 | 66,219,000 | 76,998,000 | 77,092,000 |
| Total loans | 46,406,000 | 48,758,000 | 57,824,000 | 57,885,000 |
| Allowance for loan losses | 429,000 | 428,000 | 509,000 | 508,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,093,000 | 12,595,000 | 13,174,000 | 11,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,844,000 | 60,192,000 | 69,617,000 | 69,806,000 |
| Interest-bearing deposits | 48,503,000 | 50,837,000 | 58,216,000 | 57,043,000 |
| Noninterest-bearing deposits | 12,341,000 | 9,355,000 | 11,402,000 | 12,763,000 |
| Equity capital | 5,249,000 | 5,291,000 | 6,346,000 | 6,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,549,000 | 2,757,000 | 3,687,000 |
| Interest expense | 183,000 | 367,000 | 614,000 | 789,000 |
| Net interest income | 587,000 | 1,182,000 | 2,143,000 | 2,898,000 |
| Noninterest income | 85,000 | 163,000 | 329,000 | 396,000 |
| Noninterest expense | 438,000 | 860,000 | 1,669,000 | 2,212,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 232,000 | 482,000 | 799,000 | 1,076,000 |
| Income tax | 10,000 | 18,000 | 26,000 | 37,000 |
| Net income | 222,000 | 464,000 | 773,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,249,000 | 5,291,000 | 6,327,000 | 6,593,000 |
| Total capital | 5,678,000 | 5,719,000 | 6,836,000 | 7,101,000 |
| Risk-weighted assets | 42,373,000 | 43,868,000 | 49,849,000 | 50,541,000 |